Vyyvaa Planet

Marriage, point of living, changing jobs, and second source money.

Bring naiive by choice

I consider myself with good amount of emotional intelligence, yet over and over again i choose to be naiive in my approach to pple, too kind, too sweet, tooooo much, more than i should…. And i insist on convincing society that my way is the beautiful right way. While every one criticize me over it

I want more naiive clouds in the air to spread on pple…

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Coming Birthday, 33 Years Old

In approximately 9 days, i will be officially 33 years old!!! this sounds very mature, and i think i am there, i’ve grown alot in the past year.. so i’m gonna use this post to reflect on it…

  1. i started teaching Hajar Qoran
  2. i’ve fed my curiousity in the social circle to the point that i am now at ease.
  3. i’m certain that my tongue is my only enemy
  4. going on a regular exercise routine
  5. took my relationship with the in-laws to a different more stable level
  6. started a saving plan, and stuck to it allll the way
  7. killed Ot’s Debt

my wishes for this birthday is that i have an unbelievably and beamingly happy memorable day, i wish i wish i wish to remember it with my loved ones starting with my husband and kids, mom, siblings, friends, in-laws, and neighbours.

9 days is enough to plan such happiness i hope 🙂

The case with in

Its getting better. Easier.. Im getting to a wiser stage

Sensational and unexplainable

I’m a curious person, about everything and every one. The feeling sometimes is delicious and addictive, espionage kind of sensational. I dip so deep until im so immersed with information, and feel fully saturated. Then i can relax and get bored and move on.

There must be a name for my ‘case’ !!!

I’m tighter with my cousins now, i feel like a kid in a candy store, pouring of information i grab all that i can get. I cant stop enjoying, i cant control my overdrive. In no body’s dictionary is this appropriate…

Good night and good time…

October’s perks

I’m head on with a difficult week at work. So much to do list. Resources are limited and there is a lack of proactive nature

On the other hand, my mind is loaded with outside work worries, husband sleeping time messed up. Kids crying and tantrums are in overdrive, new maid new teachings, social networking decreased, tightly belted finance for the big dream. So much thoughts

No. 1 Dream: To own a house… and make it our Home

The subject of housing and owning our very own home is my no. 1 ultimate goal; everything I do so far has been to come closer to this dream.

When I go back to my financial goal post ; it looks like I achieved all:

  1. Hajar School tuition (DONE)
  2. pay off Ot’s debt  (DONE)
  3. start saving for an emergency fund (3 month salary) (DONE)
  4. savings for Hajar and Ebrahim separately (DONE)
  5. cash out the credits (DONE)

Now I need to extend on my financial goals, smaller goals to reach the biggest goal of all: to own a house.

Yet we live in Kuwait, where a 250 square meter land, having a view to the neighborhood dumping site is more expensive than a villa overlooking a lake. Here are the pros in my situation:

  1. My family, his family, basically our entire life has been outside Kuwait city and neighboring governance. So the prices in the areas I’m interested in (below Mishrif, down to Fahaheel) are considerably lower than the city.
  2. We live in a comfortable apartment costing us 250 KD a month, not so burdening when compared to 450+ going up in the map.
  3. We are a small family, not thinking of expansion.
  4. We are free of debt, have good salaries and ready to start the ultimate goal.
  5. I have started, with a loan, and now kept the 35,000 loan money safely with mom.
  6. I’m on a saving plan, that allows 1/3 of my salary to pay off loan, and two thirds as savings; and we live on Ot Salary, starting from this September salary. This will ensure us to reach 70,000 KD worth by May (that’s plus bonuses from both sides and the loan money).

The cons:

  1. The least expensive acceptable villa is 250,000 KD, that if I take a loan of 70,000, and my husband takes the same (technically he can’t afford it, the max he can afford is 18,000) and plus the housing loan of 70,000, its 210,000, 40,000 short!
  2. I don’t have a good idea where to invest the money I’m saving.
  3. I’m impatient and want a house now now now!!!
  4. The maid situation, with kids, and work and bus schedule, I can’t trust any maid to be steady, and I find myself repeatedly paying 700+ for a new maid every few months. This is ruining my saving plans.
  5. I’ll be more ready for a house by end of year 2013 or even 2014 than I am now, but by that time, prices will rise 10% yearly, and I’ll have to struggle running after the current price until one of us gets tired and stops.

How do people afford buying a house in Kuwait? …. Dream home, will come to you soon J

thought trailing and alone time

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people keep saying that the one thing you will definitely miss once you are married and have kids is sleep! for me, the one thing i deeply miss is alone time. that i’ve come to cherish work hours more, since them make me a better wife, a better parent. none the less, real alone time, just lying in bed, or sitting on a chair, not watching tv, nor reading a book, or staring at the phone, only sitting and doing nothing, and letting the thought trail me away. i miss that, and the few times i have a chance of it quickly disappear with a crying baby or a shout out from ot on where have i been.

this morning, the third day of Eid. and by the way, i really had a great eid! well planned with lots of family visits, and tons of fun time for kids. so… this morning, i was visiting family as well, the cousins, and the same feeling that i get every time i call them has taken over me, just the thought of calling them gets me back and forth on the phone. i eventually do call.. of course every time!! and i told them i’m coming over for breakfast. i did go, and saw of couple of them waiting for me with their mother.

they shared some memories of their time with us. their brief ten days stay with us, how mom was so rigid and all by the law and order, how big sis was so scary that they didnt even get close to the stairs leading up to her room, how i was the sweet cousin, the adeventurous one, the one that showed them all around our insider streets allies.

this is the part that i love, memories of us together, this is a part that gives me hope we can actually be as tight as alot of cousins out there, wish they will make the effort to visit us as much as we have tried, wish at least they make it during official holidays at least! after a recent visit to reyadh, and seeing how tight some cousins can be…. i wish from the bottom of my heart that kind of closeness with them… but love cant be forced, its just cant.

as a gift to their mother, i bought her a wooden food tray, its really nice, one that she can use regularly, i wish that every time she uses it, that she would mention who bought it for her, and it just might…. just might spark within them the attempt to consider visting us.

 

Eid blessings, what’s your Eid Program?

today is the last day of Ramadhan, it was a very kind month to me and my family, may it always be a part of my life in good health and forgiveness from God.

i’m determined this Eid to have a program for Eid. usually it goes like this:

wake up pretty early, before 6 mainly, dress up and the kids and hubby too, have breakfast, go to Eid prayer, do social rounds, starting from in laws, going thru aunties and uncles, and ending at mom’s. lunch at mom’s. and get together with family same house for photo’s and chit chat. usually this is eid 🙂 but thats a wrap too soon of course. this Eid i’m gonna try to focus more on fun for me and kids together. since i always run away from crowded places at eid. this year.. i’m not gonna 🙂

the first day will be the same, add to that a trip to mall 360 to witness eid celebrations.

second day breakfast at in-laws and get together. afternoon either go to avenues or discovery mall, whoever has the most interesting eid program.

third day breakfast at my place to neighbours, and see friends for a movie in the afternoon.

what’s your eid programs? would love to have some ideas.

Ramadan month of family

Been sometime I didn’t write… I actually wrote what my feelings were after a long sms conversation with my estranged cousin. One we shared series of facts and events that we missed out on each other. I visit them more often now. Developing a pattern. But I still wait for their return visits. So it could put me at piece with my rediculous overboard trials.

Ramadan to me is the month of endless socializing. Qoran reading can’t be more rewading. And I made a good decision to take my leave during august.

The tight financial plan we’ve put to kill ot’s debt is showing its toll. But we’re closer and closer to target. To save 32000 kd and pay off his debt. And that’s not my main goal. The real deal comes soon after… Buying our dream home.

Untouchable cousins

so happy… i’m nearing a breakthru with untouchable cousins..

details in a post dedicated soon.